Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

If your credit score has taken a hit this year, there isn't much you can do to erase your history, but there are steps you can take to rebuild your credit.

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...