If simplicity is the key to success, then debt consolidation, where you simplify your bills by rolling several debts into a single payment, could be the key to successfully managing your debt. The ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt can be a significant source of stress. For example, ...

If debt is impacting your finances, you may have a share of the $4 trillion in non-housing debt tallied in the first quarter of 2019 by the Federal Reserve Bank of New York. Of all household debt, ...

With inflation, rising credit card rates and the pressure to “keep up,” many millennials are turning to personal loans as a way to get out of debt faster. Debt consolidation through a personal loan ...

Managing debt can feel overwhelming at any age, but even more so as you get older or enter retirement. If you're looking at your credit card statements or loan payments and wondering about the best ...

Paying off debt requires commitment and patience. You’ll need to carefully review your current debts, spending and budget and understand the available options you have at your disposal. With this ...

Aside from its debt consolidation loans, Discover offers balance transfer credit cards as another option for borrowers seeking to consolidate and pay off their debts. Discover also gets high marks for ...

*Rates and APRs are subject to change. All information provided here is accurate as of May 29, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

There is not a single federal debt forgiveness program for older adults. However, options such as debt management plans, credit counseling, and debt consolidation loans are available. Debt forgiveness ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Zack Sigel is a writer and editor based in New York City. He has been managing ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...