Brendan Byrnes is the Managing Director at Motley Fool Money, where he leads business strategy and editorial operations. Since joining The Motley Fool in 2011, he has written hundreds of articles, ...

Alana Benson is an investing writer who joined NerdWallet in 2019. She covers a wide variety of investing topics including stocks, socially responsible investing, cryptocurrency, mutual funds, HSAs ...

An Individual Retirement Account (IRA) is one of the most powerful personal retirement tools in 2026 — offering either ...

Doing a Roth conversion in any climate can be a painstaking and nerve-wracking process. That said, let’s dive into whether investors should convert their traditional retirement accounts to Roth ...

If you're having trouble deciding between investing in a 401(k) retirement plan or a Roth IRA, you're not alone. Millions of ...

Rolling a traditional 401(k) into a Roth IRA triggers immediate taxes on the full conversion amount. Roth IRAs offer tax-free growth and withdrawals with no required minimum distributions during the ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

Because Roth IRA withdrawals are tax-free, they keep your combined income lower, helping you to hopefully avoid triggering the Social Security taxation thresholds. That’s where assets that protect you ...

These days, we're hearing a lot about the many benefits of Roth accounts. However, they're not the best choice for every ...

For working age Americans who have stashed capital away diligently in their 401(k) plans, or other similar plans, for many years, the fact that stocks are currently trading right around all-time highs ...