Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

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You might think that once you own the house, you can do anything you want. That's not entirely true. Encumbrances may limit what the owner can do with the property. While some encumbrances may not ...

An encumbrance in real estate refers to any claim, restriction or liability attached to a property that may affect its value or usage. Examples of encumbrances include mortgages, liens, easements or ...

Encumbrances and liens commonly occur in real estate; and if you fail to satisfy a debt, a creditor or the Internal Revenue Service may attach a lien or encumbrance to your property. This can prevent ...